Financial Strength State Insurance Departments State Fact Sheets Guaranty Associations Life Insurers Fact Book     Download ACLI's Report: Protectors and Investors: America's Life Insurers Life insurers are unique: We are the only industry capable of protecting against life's uncertainties. Through life insurance, annuities, and other financial protection products, we insure against living too long and not living long enough. Life insurers help not only in shaping how people plan for the future, but also in sustaining long-term investments in the economy. Life insurers have $4.9 trillion invested in the U.S. economy--including $1.2 trillion in new net investments between 2003 and 2007. Learn more about: ACLI members The products we offer The pricing of insurance Benefits paid to policyholders and beneficiaries The industry's assets and economic contributions The industry in your state Risk management Regulation of insurance Organizational structure